How it works
Just Four Steps to be Free
No More Overdraft Charges:
1. Read the information in your information pack carefully.
2. Complete all required personal details, then sign and date the Application Form.
3. Return the Application Form in the prepaid envelope provided.
4. Complete a Wage Transfer Request and hand it to your employer.
Once me2money have received your correctly completed application form, Secure Trust Bank will send you your new prepaid Current Account details, followed 3-5 working days later by your card PIN and MasterCard® prepaid card.
All that’s left for you to be free of overdraft charges is complete step 4 and hand the wage transfer request to your employer.
Transferring Your Salary/Wages/Benefits into your Prepaid Current Account:
When you open your account, download and complete the Wage Transfer Form, to have your salary, wages or benefits paid into your account. Then all you need to do is make sure that there are sufficient funds in your current account to cover your outgoings – the rest can be transferred onto your prepaid card.
Payzone:
You can pay cash into your Prepaid Bank Account over the counter at any one of over 20,000 participating Payzone retail outlets and, in the majority of cases, the cash will be credited to your account the very next day, providing it is paid in before 10.00pm.
Barclays:
Pay cash or cheques into your account free of charge, using the prepaid slips provided, at any branch of Barclays.
Please note, credits into your account paid via Barclays take up to 7 working days to clear, with Day 1 being the day that the credit is made.
Loading funds onto your MasterCard® Prepaid Card
Funds can be loaded onto your prepaid card from your Prepaid current account either as a one-off amount or by setting up regular automated loads. You can manage your account and transfer money from your account to your card 24 hours a day, 7 days a week* using the online or telephone banking service.***