How it works
Just Four Steps to be Free
No More Overdraft Charges:
1. Read the information in your information pack carefully.
2. Complete all required personal details, then sign and date the Application Form.
3. Return the Application Form in the prepaid envelope provided.
4. Complete a Wage Transfer Request and hand it to your employer.
Once me2money have received your correctly completed application form, Secure Trust
Bank will send you your new prepaid Current Account details, followed 3-5 working
days later by your card PIN and MasterCard® prepaid card.
All that’s left for you to be free of overdraft charges is complete step 4 and hand
the wage transfer request to your employer. Once your salary is received, we'll
automatically load the amount you specify on to your MasterCard prepaid card, and
then you're free to start using the card, safe in the knowledge that you can never
be penalised.
Where can I use the Prepaid Current Account and how can I load it?
Your prepaid MasterCard can be used anywhere you see the MasterCard symbol which
is over 28.5 million locations. You can also perform cash withdrawals at over 1.2
million ATM machines worldwide. In fact, you can perform almost virtually every
task with this prepaid card that you could with a regular debit card. All of the
expected benefits with none of the negative overdraft charges hidden inside.
Loading the card is just as simple as paying in a cheque. This can be done free
of charge at any branch of Barclays using the prepaid paying slips. Telephone and
online banking is also available on the MasterCard prepaid card. These two services
offer real time balance enquiries along with account information, the setting up
and cancelling of direct debits and standing orders, as well as request for one
off payments.